Refinance Your Vehicle and Save! Do you have a vehicle loan at another financial institution? Did you know that you can refinance it here? There are typically three reasons to refinance your vehicle. Lower your payment. Lower your interest rate. Get cash. (If your vehicle is worth more than you owe, you can use it for needed cash) Credit Union loan rates are very low today. We can typically reduce most loan payments! Refinancing could definitely be worth your while. Call our Member Support Department at 800-936-1077 or stop by any branch if you are interested.