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Mortgage Loans

The credit union has a variety of mortgage products that are tailored to individual needs. Check out the options below to evaluate how we can provide you with the product you need.

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Mortgages

If you are looking for a mortgage with a term from 15 to 30 years, SageLink Credit Union has an option to fit your needs through our Member's First Mortgage affiliate. Memeber's First is a credit union owned organization serving only credit union members. With MemberFirst Mortgage and SageLink Credit Union on your side, you're sure to get the house of your dreams at a monthly payment you can afford.

Click on the Member First linki below to get current rates or to apply online!

Member's First Mortgage

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Home Equity Fixed Rate Loans

Lock in a rate that will not change over the life of the loan. You can borrow up to 80% of your home's value minus your first mortgage, Financing is available with terms from 5 to 12 years.

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Equity Line Of Credit Loans

With a Members Equity Line of Credit you can consolidate debt, fund tuition or medical expenses, drive away in a new or used vehicle, build your business, or just be prepared for the unexpected. The versatility of the Members Equity Line of Credit gives you all the possibilities you need.

  • Open-end line of credit available anytime.
  • Borrow up to 80% of your home's value, less any mortgage.
  • Credit Lines begin at $5,000
  • Variable Interest Rate as low as Prime plus 1/2% *
  • Low closing costs.
  • Home Equity Loans can provide significant tax benefits *

* The rate may vary Quarterly and is based on the Prime Rate as published in the Wall Street Journal on the last day of each Quarter, effective the following day. The minimum rate is 4.50%. Please consult your tax advisor on deductibility of interest charges.

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