Rates may be higher or lower depending upon credit score. Rates are subject to change without notice. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. New Vehicle Loan | Vehicle Loans | Low Payment Vehicle Loans | Fixed Term First Mortgages | Home Equity Line of Credit | Residental Mortgages | Share Secured Loans | Personal Signature Loans | Boats, Travel Trailers and Motorhomes | ATV's, Snowmobile, Misc Equipment | VISA Credit Cards | * New Vehicle Purchase Financed at a Credit Union office A, B or C - credit score Info and/or Terms   Rate: 3.50% 24 Months Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points. Payment Calculator Rate: 3.50% 36 months Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points. Payment Calculator Rate: 3.50% 48 months Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points. Payment Calculator Rate: 3.50% 60 Months Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points. Payment Calculator Rate: 3.50% 72 months Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points. Payment Calculator *  Discounted rates also apply to direct financing at Graff Chevrolet Pontiac in Durand. * Used Vehicle Purchase Financed at a Credit Union Office A, B or C - credit score Info and/or Terms   Rate: 3.50% 24 Months Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points. Payment Calculator Rate: 3.50% 36 months Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points. Payment Calculator Rate: 3.50% 48 months Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points. Payment Calculator Rate: 3.50% 60 Months Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points. Payment Calculator *  Discounted rates also apply to direct financing at Graff Chevrolet Pontiac in Durand. * New or Used Vehicle Purchase From Private Sale or Refinance of Existing Loan A - credit score Info and/or Terms   Rate: 4.50% 24 Months Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points. Payment Calculator Rate: 4.50% 36 months Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points. Payment Calculator Rate: 4.50% 48 months Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points. Payment Calculator Rate: 4.50% 60 Months Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points. Payment Calculator Rate: 4.50% 72 months Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points. Payment Calculator *  Discounts apply to direct financing at Graff Chevrolet Pontiac in Durand.

Low Payment Vehicle Loan - Works like a Lease!
A, B or C - Credit Score	Info and/or Terms
Rate: 3.50%	24 Months, 2007-2010 Lower payment like a lease! Purchase only. Must be disbursed at a Credit Union office. Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points.
Rate: 3.50%	36 Months, 2007-2010 Lower payment like a lease! Purchase only. Must be disbursed at a Credit Union office. Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points.
Rate: 3.50%	48 Months, 2008-2010 Lower payment like a lease! Purchase only. Must be disbursed at a Credit Union office. Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points.
Rate: 3.50%	60 Months, 2009-2010 Lower payment like a lease! Purchase only. Must be disbursed at a Credit Union office. Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points.

Mortgages (Short term installment first mortgages)
- A - Credit Score	Info and/or Terms
Rate: 4.00%	5 to 7 years Rate can be reduced by an additional 1/4% if member redeems 100,000 STAR Reward Points.	Payment Calculator
Rate: 4.25%	8 to 12 years Rate can be reduced by an additional 1/4% if member redeems 100,000 STAR Reward Points.	Payment Calculator
Rate: 4.50%	11 to 15 years Rate can be reduced by an additional 1/4% if member redeems 100,000 STAR Reward Points.	Payment Calculator

Home Equity Personal Line of Credit Loans
APR	Info and/or Terms
Rate: 4.50%	First Mortgage 50% and under Loan To Value Ratio
Rate: 4.50%	First Mortgage 51% to 80% Loan To Value Ratio
>>	Read Our Home Equity Disclosure

Residential Mortgages
	Info and/or Terms
Daily quotations. Call Credit Union.	1 to 4 family owner occupied residential dwellings. Purchase or Refinance.

Share Secured Loan
- A - Credit Score	Info and/or Terms
Determined by CD rate	Rate is 2.25% over the dividend rate paid on certificate of deposit. May Borrow up to 100% of the balance.

Personal Signature Loan
- A - Credit Score	Info and/or Terms
Rate: 7.90%	12 months Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.	Payment Calculator
Rate: 7.90%	24 months Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.	Payment Calculator
Rate: 7.90%	36 months Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.	Payment Calculator
Rate: 7.90%	48 months Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.	Payment Calculator
Rate: 9.00%	60 months Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.	Payment Calculator

Boats, Travel Trailers, Motor Homes, Motorcycles and Snowmobiles
- A - Credit Score	Info and/or Terms
Rate: 5.00%	24 months Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.	Payment Calculator
Rate: 5.25%	36 months Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.	Payment Calculator
Rate: 5.25%	48 months Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.	Payment Calculator
Rate: 5.50%	60 months Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.	Payment Calculator
Rate: 6.25%	72 months Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.	Payment Calculator
Rate: 6.50%	96 months Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.	Payment Calculator
Rate: 6.75%	120 months Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.	Payment Calculator

ATV's, Lawn Mowers, Misc Equipment
-A- Credit Score	Info and/or Terms
Rate: 5.75%	24 months Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.	Payment Calculator
Rate: 5.75%	36 months Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.	Payment Calculator
Rate: 5.75%	48 months Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.	Payment Calculator
Rate: 5.75%	60 months Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.	Payment Calculator

VISA Credit Cards
Card Type	APR, Info and/or Terms
Platinum Visa	RATE: 9.72%, Fixed Rate Card
Classic Visa	RATE: 11.90%, Fixed Rate Card
Visa	RATE: 18.00%, Fixed Rate Card
Secured Visa	RATE: 11.90%, Fixed Rate Card, Secured by Savings
	Read our Visa disclosure Disclosure