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Loan Rates effective November 9, 2011
Rates may be higher or lower depending upon credit score. Rates are subject to change without notice. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
New Vehicle Loan | Vehicle Loans | Low Payment Vehicle Loans | Fixed Term First Mortgages | Home Equity Line of Credit | Residental Mortgages | Share Secured Loans | Personal Signature Loans | Boats, Travel Trailers and Motorhomes | ATV's, Snowmobile, Misc Equipment | VISA Credit Cards |

 New Vehicle Purchase
  Info and/or Terms  
Rate: 1.99% 24 Months
Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points.
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Rate: 1.99% 36 months
Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points.
Payment Calculator
Rate: 1.99% 48 months
Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points.
Payment Calculator
Rate: 1.99% 60 Months
Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points.
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Rate: 1.99% 72 months
Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points.
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 Used Vehicle Purchase
  Info and/or Terms  
Rate: 1.99% 24 Months
Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points.
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Rate: 1.99% 36 months
Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points.
Payment Calculator
Rate: 1.99% 48 months
Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points.
Payment Calculator
Rate: 1.99% 60 Months
Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points.
Payment Calculator
Rate: 1.99% 72 Months
Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points.
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 Refinance of Existing Vehicle Loan
  Info and/or Terms  
Rate: 2.99% 24 Months
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Rate: 2.99% 36 months
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Rate: 2.99% 48 months
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Rate: 2.99% 60 Months
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Low Payment Vehicle Loan for New Vehicle - Works like a Lease!
  Info and/or Terms
Rate New: 1.99%
Rate Used: 1.99%
24 Months, 2008-2011
Lower payment like a lease! Purchase only. Must be disbursed at a Credit Union office. Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points.
Rate New: 1.99%
Rate Used: 1.99%
36 Months, 2008-2011
Lower payment like a lease! Purchase only. Must be disbursed at a Credit Union office. Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points.
Rate New: 1.99%
Rate Used: 1.99%
48 Months, 2009-2011
Lower payment like a lease! Purchase only. Must be disbursed at a Credit Union office. Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points.
Rate New: 1.99%
Rate Used: 1.99%
60 Months, 2010-2011
Lower payment like a lease! Purchase only. Must be disbursed at a Credit Union office. Rate can be reduced by an additional 1/4% with 30,000 STAR Reward Points.



Mortgages (Short term installment first mortgages)
  Info and/or Terms  
Rate: 4.00% 5 to 7 years
Rate can be reduced by an additional 1/4% if member redeems 100,000 STAR Reward Points.
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Rate: 4.25% 8 to 10 years
Rate can be reduced by an additional 1/4% if member redeems 100,000 STAR Reward Points.
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Rate: 4.50% 11 to 15 years
Rate can be reduced by an additional 1/4% if member redeems 100,000 STAR Reward Points.
Payment Calculator



Home Equity Personal Line of Credit Loans
APR Info and/or Terms
Rate: 4.50% First Mortgage 50% and under Loan To Value Ratio
Rate: 4.50% First Mortgage 51% to 80% Loan To Value Ratio
>> Read Our Home Equity Disclosure



Residential Mortgages
Info and/or Terms
Daily quotations. Call Credit Union. 1 to 4 family owner-occupied residential dwellings.
Purchase or Refinance.



Share Secured Loan
  Info and/or Terms
Determined by CD rate Rate is 2.25% over the dividend rate paid on certificate of deposit.

May Borrow up to 100% of the balance.



Personal Signature Loan
  Info and/or Terms  
Rate: 7.90% 12 months
Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.
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Rate: 7.90% 24 months
Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.
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Rate: 7.90% 36 months
Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.
Payment Calculator
Rate: 7.90% 48 months
Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.
Payment Calculator
Rate: 9.00% 60 months
Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.
Payment Calculator



Boats, Travel Trailers, Motor Homes, Motorcycles and Snowmobiles
  Info and/or Terms  
Rate: 5.00% 24 months
Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.
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Rate: 5.25% 36 months
Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.
Payment Calculator
Rate: 5.25% 48 months
Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.
Payment Calculator
Rate: 5.50% 60 months
Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.
Payment Calculator
Rate: 6.25% 72 months
Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.
Payment Calculator
Rate: 6.50% 96 months
Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.
Payment Calculator
Rate: 6.75% 120 months
Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.
Payment Calculator



ATV's, Lawn Mowers, Misc Equipment
  Info and/or Terms  
Rate: 5.75% 24 months
Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.
Payment Calculator
Rate: 5.75% 36 months
Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.
Payment Calculator
Rate: 5.75% 48 months
Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.
Payment Calculator
Rate: 5.75% 60 months
Rate can be reduced by an additional 1/4% if member redeems 30,000 STAR Reward Points.
Payment Calculator



VISA Credit Cards
Card Type APR, Info and/or Terms
Platinum Visa
RATE: 9.72%, Fixed Rate Card
Classic Visa RATE: 11.90%, Fixed Rate Card
Visa RATE: 18.00%, Fixed Rate Card
Secured Visa RATE: 11.90%, Fixed Rate Card, Secured by Savings
Read our Visa disclosure Disclosure