Debit (Check Cards) and ATM Cards

ATM CARDS
When you have an ATM card from the Credit Union you are able to deposit and withdraw from your account 24 hours a day, 7 days a week at virtually thousands of Automatic Teller Machines located around the world! In addition, you can make purchases with your ATM card. Many retailers today allow you to use your ATM card at the checkout register.

DEBIT MASTERCARDS
The Debit MasterCard that is very popular with a growing number of our members. Think of the Debit MasterCard as a plastic check. You can present the card anywhere that MasterCard is accepted and the merchant will process it like a credit card. The difference however is that the transaction will clear your checking account, just like a check! It is no exaggeration to say that once you get used to having a Debit MasterCard, you will not want to be without it! The Credit Union Debit MasterCard has one additional feature that makes it unique. You can also use the card as a traditional ATM card. That means you only need one card in your wallet!

CO-OP NETWORK
The credit union has a no-surcharge ATM machine at each office location and at the Snyders IGA in Perry. We belong to the Co-Op Network, which is an association of financial institutions that do not surcharge. To avoid paying a fee when using an ATM machine, always look for the Co-Op Network logo. A SageLink Credit Union ATM/Debit card can be used at almost any ATM machine in the country. Our ATM/Debit cards can be used in two ways: To make a deposit or withdrawal at an ATM machine. To make a purchase at any participating store.

Text your location - address, intersection or zip code to 692667 (MYCOOP) from any mobile phone or download the database of more than 25,000 surcharge-free ATM's directly to your Garmin, Tom Tom or other GPS device from co-op network.org

Debit Card Facts

  • A merchant may place a hold on funds in your account for the amount of a check card purchase. Always keep a register of your current balance.
  • Some check card purchases may take several days to clear your account, just like a check.
  • You have larger purchase limits with a check card than a point of sale ATM card. Make a point of using your ATM/Debit as a debit card when shopping.
  • You earn STAR Reward points for debit purchases, but not for ATM purchases.